Your Bank Never Called: How AI-Powered Phishing Scams Are Fooling Even Careful Americans
Phishing attacks have undergone a technological transformation that has left traditional detection advice dangerously obsolete. In 2024 and 2025, scammers are deploying artificial intelligence to craft eerily convincing emails, text messages, and even voice calls that impersonate major US financial institutions — and fraud analysts say the results are alarming.